Pile of Money on Head Guy. Seriously Why?

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Ok, managed to fumble through an image edit,..but I'm stuck. I'm trying to get this jpg to a bit format that Left 4 Dead will allow me to use as a Spray.

I've got to convert it to a targa format I know, and I managed that, but it needs to be 24bit rbg or 32 rbga, and I cannot for the life of me find directions anywhere. :(

Here's the jpeg.
BallinBoomer.jpg


If anyone can help me out, here please feel free to switch up the slogan, goof around with it however ya like, too, just help me get it working as a spray somehow. :D