for the owner or their employees? :/ I'm starting a business and I buy my own HC...
A Modest Proposal - Dear American liberals
- Thread starter MrSmiles
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Jacks, I do not quite understand what you are saying. To the best of my knowledge, most states do not require a small business to provide fringe benefits such as medical, dental or vision. Most do out of necessity to hire and maintain a quality workforce. The only businesses I know of that are required by any law to offer or provide these benefits are businesses that have workers under Davis-Bacon or Service Contract Act state and federal contracts. The individual state or regional Wage Determination listings describe the required fringe benefits to these employees. This is all regulated by state and federal departments of labor.
lol I think you kinda missunderstood his point. There's probably a lot of people out there that probably would go it on their own, but they choose not to because they need to remain covered. Some people simply cannot handle the risks associated with being uninsured.
This is exactly the reason why I hate the current system. It's entirely too dependant upon employers to provide insurance. That's why I am totally in favor of amending the system to favor private insurance instead. I wouldn't mind seeing employor offered healthcare to disappear completely. Just give me a slightly bigger paycheck, and I'll find my own insurance.
But not everyone has pre-existing conditions that may preclude or prohibit them from getting insurance through a broker in lieu of an employer. You'd be surprised at how much you could save by going outside of your employer-based plan in many cases.
Why are you cherry-picking examples like that? You know as well as I do that there are successes and failures in just about every educational system. How do kids in our public system fare against kids in other countries?
Homeschooling is governed by the states and should rermain so. Some are more strict than others and there are ways to encourage states to toughen requirements that don't involve the federal government.
Both of you need to knock off the personal attacks, I agree. Also, using emoticons doesn't necessarily make what you say ok. I just said that if you are constantly being misunderstood, then try using them. Obviously when you insult someone a
isn't always going to cut it. I can go start a private business tomorrow if I wanted to. How is it that most people can't?
Who's spinning now?
You mean moving the natives to reservations?
I'm not sure that moving them to reservations at the time he did was the worst possible thing. I find it far worse that we have left them on reservations and then pandered to their every whim. I lived on a reservation in Nebraska for a while, and I can tell you that, at least in that area, the native americans are some of the laziest, fattest people you will ever meet (I'm of course generalizing, because there are many not fat, not lazy native americans, also, but the general population does not have jobs and there are entire cities made of government provided housing). I can tell you that we have seriously underperformed for them. I see it as possibly the greatest tragedy of our nation what has happened to them.
your stupidity precedes you.
mostly for their employees, but also for themselves.
sure, you can buy your own.... if you can afford it (problem # 1) and if you don't have preexisting conditions (problem # 2). now, while these aren't a problem for everyone, you can't ignore that they exist and must be remedied. the existence of either problem is enough to hold back would-be small business owners all over the country.
but even for the people who don't have one of those problems and can find health care for themselves, they must then find a way to insure their own employees if they have any hope of their business being successful in the long run.
thanks for making my point for me.
again:
Bingo.
yeah.... if you can afford to do so and don't have a preexisting condition
but the debate about health care reform isn't a debate about those individuals who are "best case scenario." this is about the citizens in this country who represent the opposite end of that spectrum.
I know you're smarter than that, Hal.
Anybody wanting to start their own business and worried about administrative problems need only look no further than their local PEO (or PEOs) to solve their problems.mostly for their employees, but also for themselves.
sure, you can buy your own.... if you can afford it (problem # 1) and if you don't have preexisting conditions (problem # 2). now, while these aren't a problem for everyone, you can't ignore that they exist and must be remedied. the existence of either problem is enough to hold back would-be small business owners all over the country.
but even for the people who don't have one of those problems and can find health care for themselves, they must then find a way to insure their own employees if they have any hope of their business being successful in the long run.
yeah.... if you can afford to do so and don't have a preexisting condition
but the debate about health care reform isn't a debate about those individuals who are "best case scenario." this is about the citizens in this country who represent the opposite end of that spectrum.
http://en.wikipedia.org/wiki/Professional_Employer_Organization
There are entire companies devoted to solving this problem. If you want to start a business, have a reliable enough source of income to be hiring additional employees, and need benefits without worrying about pre-existing conditions or service limitations, why you WOULDN'T use one of these is far beyond me.
Yeah? Well lets see where I was wrong. Hmmm...
Did you find where I said something false?
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You've pointed out some problems with the current system that we both agree on - it's expensive to pay for your own healthcare and it's expensive to pay for a company healthcare plan. We also both agree that the current system is a big problem.
But you've made an incredible leap in logic by stating that most people can't start their own business because of their current (in)accessibility to healthcare.
Clearly they can. No one says you have to have healthcare as long as you have a small enough business (or you are the only employee). You can even start a business while you're working another job. Heck, I think even Walmart offers its part-timers insurance. We're not mandated to have health insurance right now (thankfully), so young and healthy people really don't need much more than catastrophic, do they?
Finally, wouldn't it be much better if we didn't have to jump through bureaucratic hoop after hoop to care for ourselves? Wouldn't it be better to stop dumping billions of dollars into their paper-pushing offices and use that for ourselves to pay our own way?
Wait, what?
You people are saying that the illegal forced removal of entire peoples from their lands, which KILLED nearly half of them, into an arid land so that the government could have the more fertile prosperous land wasn't the worst possible thing?
No, apparently the worst part was PANDERING. It wasn't that even after STEALING THEIR LAND and forcing them on a DEATH MARCH across the country and THEN systematically isolating and discriminating against them for decades afterward. Oh no, it was when a few people grew a semblance of a soul and decided to let them have SOME sort of self governance as a pittance of an apology.
But it's okay, you lived in a geographically isolated place once which was seriously lacking in industry (because it was so poorly located--on purpose) and the people lived in a depressed destitution. They must be lazy.
~Jason
Um, no. You opined that what else would he have done with the problem? The problem being that white people wanted land that belonged to non-white people. The solution, the upheaval of the indigenous people to their deaths and destitution. What else could have been done: I don't know, honoring their use of the land? Not stealing? What's honestly to think about there? What grand salvation is there for Jackson?
~Jason
Do you fail on purpose, or does it just happen? Learn about the struggle a bit more, geez.
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No, seriously: what is the struggle that's going on, what were the hard choices being made? You're quick to say I fail and yet you have so far failed to present this horrible struggle, the DIFFICULT choice of Jackson to, I don't know, OBEY THE SUPREME COURT. Please elucidate it for us poor, simple graduate students.
In response to a comment about being sent to reservations like the native americans you said
What is the struggle there? What else should be seriously considered?
Also: what does not wanting a central bank have to do with the removal of the native americans? (the answer is nothing)
~Jason