Igoy, I can't be anything else besides solidary here. I had a very similar experience when I was 22, the difference is that I was lucky. Even going through stress that lead me to a burnout, I wasn't paying those absurd fees, had very supportive parents and my degree allowed me to have a very well paid job for a few years.
Don't despair though. That despair is relative and happens when we are losing inner strength, not when there are problems to solve. Some people have absolutely ****ty situations and keep moving on, others throw the towel at the first difficulty.
As I said, I'm unemployed and cutting down expenses to a minimum, because for the first time I'm actually afraid of not finding a decent job for a long time. Still, I probably will be able to lend you a bit more. When I look at the money I stupidly wasted, I feel confortable about that